Best Dividend Tracker for European Investors (2026)

April is European dividend season. ING, ABN AMRO, Unilever, Heineken, ASML — most of the major names on Euronext pay out between March and June. If you hold European stocks through Degiro and have no clean view of what's arriving, when, and what you've earned this year, read on.

The best dividend tracker for European investors in 2026 is Folia — built specifically for Degiro CSV imports, EUR-first, and designed around the portfolio view European investors actually need. Divvydiary is the best free alternative if you want a dividend-only tool. Snowball Analytics works well too but costs more than it needs to for most casual investors.

Here's how they all compare.

Why European Dividend Tracking Is Harder Than It Looks

The challenge isn't just knowing a dividend arrived. It's understanding what you actually received after withholding tax, converted into your base currency, across stocks from four different countries with four different payout frequencies.

Take a typical Dutch investor holding positions in Amsterdam, London, and Frankfurt. The Dutch stock pays in euros with 15% withholding tax at source. The German stock pays in euros with 25% withholding. The UK stock pays in pounds. Three holdings, three tax rates, two currencies — and Degiro shows you precisely none of this in a useful format.

Timing adds another layer. European stocks don't follow the quarterly schedule common in the US. Many pay annually or semi-annually, which means missing an ex-dividend date by one day pushes your income out by six to twelve months. Knowing these dates in advance, across all your holdings at once, is what separates an actual dividend tracking setup from a vague sense of how much income your portfolio generates.

According to Yahoo Finance's April 2026 European dividend watch, active dividend payers this spring span Spain, Belgium, Denmark, Austria, and Italy — each with different payout rules. For anyone building passive income through a Degiro account, the gap between raw transaction data and a clear dividend picture is worth solving.

We've covered Degiro's fee structure in detail elsewhere. The visibility problem is less discussed but equally real.

What a Good Dividend Tracker Actually Needs

Before comparing tools, here's what matters for European investors specifically:

Dividend calendar with ex-dividend and payment dates. Not just "upcoming dividends" in the abstract — actual dates per holding, relative to your portfolio.

Multi-currency conversion. If you hold GBP or SEK stocks, your tracker should convert to EUR automatically. Showing a dividend in a foreign currency with no conversion is barely more useful than showing nothing.

Broker import that works. Manually entering two years of transactions is not a workflow. Native Degiro CSV support is the most important integration feature for this audience.

YTD income summary and a 12-month forecast. What have you earned so far this year? What do you expect to earn in the next twelve months based on current holdings? These two numbers drive most dividend investors' decisions.

Tax handling is a bonus. Very few trackers handle withholding tax correctly — most show gross dividends only, which means your income figures are optimistic by a meaningful margin. The EU's FASTER Directive aims to eventually simplify cross-border dividend tax reclaims for EU residents, but for now the rates vary significantly by source country. Consult a tax advisor for your specific situation.

The Best Dividend Trackers for European Investors (Compared)

Folia is built specifically for the European retail investor using Degiro. Upload your transaction export directly from your Degiro account and the system maps everything — positions, dividends, currency exchanges, and corporate actions — without column remapping. The dividend dashboard shows income by month, YTD totals, and the upcoming payment calendar for your current holdings. EUR-first design, clean interface, no noise.

Divvydiary is German-built and genuinely good for tracking dividend payout schedules. The free tier is generous, and the calendar view is one of the best available. The main limitation: it's a dividend-only tool. You don't get full portfolio performance, allocation breakdowns, or benchmark comparison in the same place. Good if dividends are your entire focus, less so if you want a single dashboard for your whole portfolio.

Snowball Analytics is French-built and well-regarded in European investing communities. Strong dividend tracking, forecast features, and backtesting for yield history. The free tier is limited to 10 holdings, which is too restrictive for anyone with a real portfolio. Paid plans start around €8/month — reasonable if you're a serious dividend investor, probably too much for someone just starting to track income seriously.

Sharesight is the established name in portfolio tracking. Tax reporting is genuinely strong, particularly for investors in countries with complex capital gains rules. The CSV import requires reformatting Degiro's export before uploading — it doesn't accept the file natively. At $17/month minimum for the features that matter, the value proposition for European dividend tracking specifically is hard to justify when better-fit tools exist. More detail in our Sharesight alternatives comparison.

getquin has improved its dividend features and offers a generous free tier. The experience skews social — community posts and portfolio sharing are prominent — which isn't what most dividend investors are looking for in a tracking tool. Good for the community aspect, less ideal if you want a focused dividend dashboard.

Spreadsheets work until they don't. The case against spreadsheets for portfolio tracking is well-documented: currency rates go stale, dividend records break, time-weighted return calculations become unreliable. With 20 or fewer holdings and patient, consistent maintenance, a spreadsheet can hold. With more, the maintenance burden grows faster than the portfolio does.

Why Degiro Users Specifically Should Use Folia

Every portfolio tracker claims to "support" Degiro. Most of them mean you can export a CSV from Degiro and manually map the columns into their format. That's not support — that's tolerance.

Folia was built with Degiro's specific export format in mind. Download the transaction CSV from your Degiro account (Inbox > Account > Export > Transactions), upload it to Folia, and the import process handles everything: stock purchases, sells, dividends, currency transfers, and fees. No format conversion, no column remapping.

The dividend view then shows exactly what each holding has paid you, month by month, from your first trade. If you want to see your forward-looking annual income — what you'd receive if current holdings paid the same yield for the next twelve months — that's available on the paid tier.

Before setting up a full tracking account, the free dividend calculator is a useful starting point for modelling yield scenarios and understanding what a target annual income requires in terms of capital and average yield.

How to Start Tracking Your Dividends in Folia

Four steps, about five minutes:

1. Export your Degiro transactions. Log into Degiro, go to Inbox > Account > Export. Select "Transactions" and choose the full date range of your account history.

2. Create a free Folia account at getfolia.app. No payment details required for the free tier.

3. Upload the CSV. Folia's import screen accepts Degiro's file directly. All transactions, including dividends, map automatically.

4. Check your dividend dashboard. You'll see income by month, total YTD, and the ex-dividend calendar for your current holdings.

If anything looks off after import — common with stock splits or older Degiro account formats — the getting started guide covers the most frequent edge cases.

For tracking dividend income across investing.com's dividend calendar alongside your Folia dashboard, you can cross-reference upcoming ex-dates across stocks you're considering adding to your portfolio.

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Folia is a portfolio tracker built for European investors using Degiro. Import your full transaction history, see your dividend income by month, and track upcoming payments — without maintaining a spreadsheet. Start free at getfolia.app.